![]() Experian phone number: Experian’s official customer service number is: 1-888-EXPERIAN (1-88).Even after reaching a real person, he or she may have to put you on hold to get you to the department you need. What I’ve detailed below is the quickest way I was able to reach a real person.Īll the credit bureaus route callers to self-service options. Also, note that each of the credit bureaus has several phone numbers, each for different issues. Wait times may be longer if you call during peak hours, so try to call early in the day. How To Reach Humans at Experian, TransUnion and Equifax In January 2023, I documented the steps as well as the wait times it took for me to talk to a real person at the following credit bureaus: In this article, I’m going to share with you the steps you can take to reach human beings at the three major credit bureaus.Īt, we call each of them periodically to stay current on their processes for reaching a real person. One issue you may run into when contacting the credit bureaus is reaching a real person. Equifax will remove the consumer’s name from its pre-approved offer database and share the request with the other two nationwide consumer reporting agencies.From time to time, you may need to get in touch with the three major credit bureaus – Experian, TransUnion and Equifax – for various reasons, including freezing your credit, which money expert Clark Howard believes is the best way to protect your identity. Consumers should include their complete name, full address, Social Security number, and signature. Consumers may also send an opt-out request in writing to Equifax Information Services LLC, P.O. Consumers that prefer not to receive such offers should visit or call toll free at 1-888-5-OPT OUT (or 1-88). To opt out of such pre-approved offers, visit Equifax maintains consumers’ credit reports and provides information to certain customers, including credit card companies and lenders, so that they may offer pre-approved offers to consumers as permitted by law. ![]()
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